Financial Wellness at Work
Financial Finesse Financial Coaches work with people from all walks of life and have literally seen it all! They’ve supported employees and participants (and their families) through debt, cash flow, and credit challenges, buying homes, growing their families, marriages and divorces, retirement planning, and more. Financial stress doesn’t exist in a silo – it influences everything, including mental and physical health, relationships, and productivity. We’ll dig into it all.
About Financial Finesse
Financial Finesse is the leading independent global provider of unbiased financial coaching as an employee benefit, driving measurable improvements in employee financial wellness and proven employer ROI. Employees receive unlimited access to certified financial coaches—CFP® professionals or in‑country equivalents—and AI‑powered guidance that expands reach and personalization with trusted human oversight at every step.
Serving more than 20,000 organizations and reaching millions of employees worldwide through a single integrated platform, Financial Finesse delivers localized experiences tailored to each employee’s country, language, culture, financial system, and benefits. The result: reduced financial stress, seamless scalability for employers, and a benefit employees trust, value, and actively use.
Financial Wellness at Work
Annual Enrollment = Annual Financial Reset
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What if annual enrollment wasn’t just another HR task, but an opportunity to give yourself a financial reset—and potentially even a raise? In this episode of Financial Wellness at Work, Julie Everett and Michael Rivera unpack how employees can make the most of their workplace benefits, from capturing the full 401(k) match and choosing the right healthcare coverage to protecting their income and loved ones with insurance. They also explore how small changes to everyday spending, emergency savings, debt, and automation can free up money and create greater financial peace of mind. The takeaway: don’t simply choose the same benefits you had last year, but be intentional, take a fresh look, and put your benefits and paycheck to work for you.
Key Points From This Episode:
- Why annual enrollment can be a financial reset—and an opportunity to give yourself a raise.
- Michael’s take on why employees may be leaving money on the table.
- How reviewing everyday expenses can uncover money for savings and financial goals.
- Why prioritizing the full 401(k) employer match matters.
- How to choose healthcare coverage based on your needs—not simply last year’s plan.
- The importance of protecting your income, family, and financial future with the right insurance.
- Why reviewing beneficiaries should be part of your annual enrollment routine.
- How small changes, emergency savings, and automation can reduce financial stress.
- Michael’s advice: pay yourself first, start small, and take action today.
Quotes:
“Benefit selection doesn't have to be complicated, and you don't have to do it by yourself.” — Julie Everett [0:10:53]
“Without Financial Finesse, I wouldn't be where I'm at. I was able to [build] my emergency fund, was able to work on my debt and things like that.” — Michael Rivera [0:13:12]
“I always say pay yourself first. Even if it's a small amount, put a little bit away and you won't even realize it.” — Michael Rivera [0:14:34]
“I would feel that I failed if my colleagues are not retiring with dignity. I want to make sure they're being taken care of, and I'm available for them.” — Michael Rivera [0:15:54]
Links Mentioned in Today’s Episode:
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